Wealth Management Process

During the discovery meeting, our financial advisors meet with prospective clients to understand their financial goals, current investments, retirement objectives, and planning priorities. We’ll talk about where you are, where you want to go, and the steps required to reach your goals. We’ll also discuss the benefits of working together and, if we both feel the relationship is a good fit, discuss the next steps.

After the necessary documents have been signed, we’ll create an agenda prioritizing which wealth management components are most important to you. This planning phase integrates investment management, retirement planning, tax planning strategies, and estate planning recommendations into a coordinated financial plan tailored to each client. We also work to develop a Financial Model providing insight into what your financial future might look like. We also discuss “possibilities” and other “bucket list” items you might dream about. Creating the model together allows us to design a blueprint for your portfolio based on your expectations, not ours.

After the initial financial plan is implemented, we meet with clients regularly to review progress, evaluate changes in goals, and adjust their wealth management and retirement planning strategies as needed. We review and update the Financial Model to align with your goals as they change over time. We also continue to review and discuss the various Wealth Management Components. 

Our advisors continuously monitor client portfolios, rebalance investments, and adjust allocations to support long-term financial planning and retirement income strategies. The investment team invests contributions and processes distributions at the appropriate time while monitoring the markets and making adjustments as needed to ensure your financial plan and investment strategy stay aligned.

We review each client’s estate planning documents and summarize beneficiary designations, trusts, and ownership structure into a clear two-page estate diagram, coordinating with their attorney or tax professional when appropriate to support the overall financial plan. The Estate Diagram is reviewed with you regularly to ensure assets are appropriately titled and beneficiary designations and other agents are correct. If changes to the estate plan are desired, we can collaborate with your attorney to facilitate those changes.